Rates

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Certificate Rates Effective September 2, 2011
CERTIFICATE OF DEPOSIT
Term Of Deposit Rate Annual Percentage Yield (APY)
3 Months 0.25% 0.25%
6 Months 0.60% 0.60%
12 Months 0.85% 0.85%
18 Months 1.00% 1.00%
24 Months 1.15% 1.15%

Deposit Rates Effective September 2, 2011
MONEY MARKET CHECKING
Deposit Balance Rate Annual Percentage Yield (APY)
$2,500.00 to $9,999.00 0.10% 0.10%
$10,000.00 to $24,999.00 0.25% 0.25%
$25,000 and above 0.45% 0.45%


MONEY MARKET SAVINGS
Deposit Balance Rate Annual Percentage Yield (APY)
$2,500.00 to $9,999.00 0.15% 0.15%
$10,000.00 to $24,999.00 0.30% 0.30%
$25,000 and above 0.50% 0.50%


PASSBOOK SAVINGS ACCOUNT
Deposit Balance Rate Annual Percentage Yield (APY)
$200.00 and above 0.40% 0.40%


NOW ACCOUNT
Deposit Balance Rate Annual Percentage Yield (APY)
$1,500.00 and above 0.10% 0.10%