Consumer Loans

Normangee State Bank offers a wide variety of loan services to meet your credit needs. Stop by to visit one of our loan officers. We consider your request on the spot. No committees to go before for loan approval. Simple interest loans are available on a variety of terms, allowing us to tailor a payment schedule that fits your budget.

Auto Loans

Looking to purchase a new or used vehicle, we have you covered. We require a down payment on auto loans and the loan amount is dependent on the value of the vehicle.

Personal Loans

Personal loan needs vary from one person to the next. We can help finance a loan for most any purpose including (but not limited to) a boat, motorcycle, recreational vehicle, computer, education, etc.

Real Estate Loans

Normangee State Bank stands ready to meet your mortgage loan needs. We offer adjustable rate home loans priced at one percent (1%) over prime, adjusted annually and amortized up to 30 years. When you get ready to purchase or build that new dream home, purchase recreational land, ranch land or commercial real estate, stop by and visit our loan officers to discuss your real estate needs.

Adjustable rate, 1% over prime rate as stated in the Wall Street Journal, adjusted every 12 months.
Contact us for current rate.
Down payment required.
Rate may increase or decrease by a maximum of 2% per year.
Survey and appraisal needed on most, but not all cases.
Up to 30-year amortization.

Nationwide Mortgage Licensing System (NMLS)

NMLS # 790279 – Normangee State Bank
NMLS # 811028 – Joel A. Shaw, CEO
NMLS # 856811 – Royce Glen Shaw, Jr., VP
NMLS # 1806023 – Cody B. Collins, Asst. VP

Farm & Ranch Loans

Normangee State Bank stands ready to meet the needs of our areas agriculture producers. We offer a wide variety of loans to meet your credit needs. We consider your request on the spot. No committees to go before for loan approval. Simple interest loans are available on a variety of terms, allowing us to tailor a payment schedule that fits your budget.

Agriculture Loans

Needs vary from one producer to the next. Whether you need to purchase a new or used tractor, farm equipment or machinery, livestock, or complete maintenance work around the place, our loan officers stand ready to help you meet your needs.

Apply Online

Thank you for considering Normangee State Bank for your banking needs. Use the link below to register and create a password for your loan application. Once you have registered and logged in, please complete, and submit the application. If you are unable to complete the application in one sitting, you can return to complete it later.

Once the application is completed, you will be contacted within 2 business days. Note our business days are Tuesday through Saturday, 9:00 a.m. to 2:00 p.m. If you need assistance throughout the application process, or if you are not contacted, please contact the bank at (936) 396-3611 or e-mail at signatures@normangeestatebank.com.

Thank you for choosing Normangee State Bank. Click the following link for the online application: https://normangeestatebank.onlineportalnow.com.