Checking Accounts

Minimum Balance To Open

$200.00

$200.00

$2,500.00

Daily Balance To Avoid Service Charge

$200.00

N/A

$2,500.00

Monthly Maintenance Fee

$12.50 (If balance falls below $200.00)

N/A

$20.00 (If balance falls below $2,500.00)

Interest

N/A

N/A

See Rate Sheet
$2,500.00 - $9,999.00
(First Tier)
$10,000.00 - $24,999.00
(Second Tier)
$25,000.00 & Up
(Third Tier)

Monthly Transactions Allowed

Unlimited

Unlimited

20 Checks / ACH Withdrawals Allowed ($00.50 per check/withdrawal over 20)

Additional Details

• Statement Period - Monthly
• Balancing of Statement - No Charge
• Per Check / ACH charge of $0.10 when balance falls below $200.00
• Check Reorder - Cost of check printing varies depending on the style of checks ordered
• Insufficient Funds Charge (per item) - $25.00
• Stop Payment Charge (per item) - $15.00

• Statement Period - Monthly
• Balancing of Statement - No Charge
• Per Withdrawal Charge - none
• Check Reorder - Cost of check printing varies depending on the style of checks ordered
• Insufficient Funds Charge (per item) - $25.00
• Stop Payment Charge (per item) - $15.00

• Interest compounded – Monthly
• Interest credited – Monthly
• Interest computation method – Daily Balance ^*
• On non-cash items, interest will begin to accrue on the next business day.
• If you close your account before interest is credited, you will receive the accrued interest.
• Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time.
• Statement Period – Monthly
• Cost of check printing varies depending on the style of checks ordered.
• If the balance falls below $2,500.00, no interest will be paid.
• No overdrafts allowed and no waived charges.
• Insufficient Funds Charge (per item) - $25.00
• Stop Payment Charge (per item) - $15.00