Rates

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Certificate Rates Effective December 26, 2025

Certificate of Deposit

Term of Deposit	Rate	Annual Percentage Yield (APY)
3 Months	1.00	1.00
6 Months	2.40	2.42
9 Months	2.40	2.42
12 Months	3.00	3.03
18 Months	2.75	2.78
24 Months	2.25	2.27

Deposit Rates Effective December 26, 2025

Money Market Checking

Deposit Balance	Rate	Annual Percentage Yield (APY)
$2,500.00 to $9,999.00	0.10%	0.10%
$10,000.00 to $24,999.00	0.20%	0.20%
$25,000 and above	0.30%	0.30%

Money Market Savings

Deposit Balance	Rate	Annual Percentage Yield (APY)
$2,500.00 to $9,999.00	0.20%	0.20%
$10,000.00 to $24,999.00	0.30%	0.30%
$25,000 and above	0.40%	0.40%

Passbook Savings Account

Deposit Balance	Rate	Annual Percentage Yield (APY)
$200.00 and above	0.20%	0.20%

NOW Account

Deposit Balance	Rate	Annual Percentage Yield (APY)
$1,500.00 and above	0.20%	0.20%

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